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Q: |
How do I begin, -- to either purchase a
home or refinance the one I have? |
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A: |
Begin by completing the one page form
(see Forms). Only your name(s),
address with zip, and social security
numbers need to be accurate. All other
information can be estimated. Only
one signature is necessary. Fax
the one page form to us at the number
provided which is (301)222-0862 This will
authorize us to obtain a credit report. |
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Q: |
What do I need to do next, in the
process, as you obtain the credit report? |
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Complete the ONLINE MORTGAGE APPLICATION, (see
Apply Online) by answering the
questions provided. Your answers will be
automatically transcribed into the
standard mortgage application form
called the Uniform Residential Loan
Application. We will then send the typed
form to you for signature(s), based on
the information that you provide, along
with other standard disclosure forms. We
will provide pre-paid means for you to
return that information to us.
Begin assembling and copying short list
of documents often needed by the
mortgage lenders. See the list we have
provided located under Preparation
on the Forms
page. Include that information with
your return mail, or email it as an
attachment, or fax that material to us. |
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Q: |
What about the appraisal? |
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A: |
Upon receipt of the application package
that you will return to us, we will
arrange for an appraisal of the
property. The appraisal fee is
determined by the appraiser, which is
payable to the appraiser at the time he
makes the appraisal of your home. If
you wish to pay by credit card,
simply let us know and we will provide
you with the necessary form authorizing
the use of your credit card for this
purpose.
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Q: |
What happens next? |
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A: |
Your mortgage loan package will be processed. We
will screen many available lenders, on
your behalf, and select a lender (s) who
will best serve your needs. Upon
approval, a settlement date will be
established, in conjunction with your
schedule, and a settlement attorney will
be chosen; or you may wish to select the
settlement attorney. We will provide an
interpreter, free of charge, so that you
will completely understand every single
detail. You may prefer a specific
interpreter. Simply let us know, so that
we may make payment. After settlement,
you will receive your check. THATS IT! |
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Q: |
How can we contact you,
at any time, for any questions, that we
may have? |
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A: |
Simple email us at
donald.sievers@deafmortgage.com ;
or call via the relay at 301-469-0031;
or fax at 301-222-0862
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